Contingency Based Debt Collection

Effective and ethical debt collection.

As your Third Party Contingency Based Partner, we serve as a buffer between you and your clients so you can maintain an ongoing relationship if necessary. You can choose to outsource all of your collection efforts to CBY or use us to compliment your existing internal efforts including being a back up to your current collection agency. We can locate and collect from debtors anywhere in the United States.

Our automated collection system contacts debtors more frequently, which increases the amount of money collected on our clients’ behalf. As a Credit Bureau, we have leverage that helps us consistently exceed the national average for successfully collecting and returning money to our clients.

  • Collectors certified by American Collectors Association
  • Contingency Based Debt Collection
  • Bonded, Licensed and Insured
  • Extensive Debtor Location Networks
  • Contingency Fee Basis – No Fees Unless We Collect
  • Pre-Collect Letter Series
  • Check Collections
  • All Accounts Reported to Major Credit Bureaus
  • Excellent skip tracing capabilities

ACA International

Forms for sign up and delinquent account submissions:

Submit Accounts Online

HIPAA Business Associate Agreement for CBY


Please print and complete the appropriate form, then mail or fax it to us…

CBY Systems, Inc.
33 South Duke Street
York, PA 17401

FAX Number: 717.854.7862

Email: info@cby.com