Our Services


Applicant Screening


National Background Checks/Employment Screening

The Society for Human Resource Management (SHRM) has done studies that show an increase in the misinformation on applications and resumes. For that reason, SHRM endorses outsourcing background checks

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Landlord Services/Tenant Screening

Our services can help you identify those tenants likely to cause problems and cost you money. For those clients working from home or who don’t meet the compiance requirements for our full service Tenant Qualifier product, we can offer our Tenant Scorecard product, which gives you an instant “Pass” or “Fail” recommendation based on the credit report information

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Business to Consumer Credit Reports

You can check the personal credit report of individual customers before you decide to accept payment plans or terms.

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Credit Collection Management


Contingency Based Debt Collection

As your Third Party Contingency Based Partner, we serve as a buffer between you and your clients so you can maintain an ongoing relationship if necessary.You can choose to outsource all of your collection efforts to CBY or use us to compliment your existing internal efforts including being a back up to your current collection agency

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Business Credit Reports

How would you like to identify slow paying business customers before sending them an invoice? You could get deposit money up front or enforce stricter terms so they do not become a delinquent account.

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Real Estate Services


Mortgage Services

We have partnered with our long time associates at Merchants Credit Bureau to be their local sales Agent for 3-file Merged Credit Reports from Trans Union, Experian and Equifax.

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Flood Zone Reports

Our Web-Based Mortgage Reporting systems allow lenders the ability to obtain Flood Zone Reports via LPS National Flood integrated within the system

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Apple Leaf Abstracting

Real Estate Settlements, Lien Searches, Title Searches, Public Records Search and Title Insurance.

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Personal Credit Reports

You can visit CBY Systems, Inc. from 8:30am-4:30pm to purchase your Trans Union and Experian credit reports.

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Compliance & Training

CBY Systems, Inc. provides you with the information necessary to remain compliant and up to date with training.

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